Loune-Djenia Askew, Esq.
Nov 24, 2025
Many people turn to DIY estate planning tools because they seem quick, cheap, and convenient. But while online templates and fill-in-the-blank forms may look simple, they often create more problems than they solve. Estate planning is a legal process—with long-term consequences—and even small mistakes can lead to delays, disputes, and added costs for your family.
Many people turn to DIY estate planning tools because they seem quick, cheap, and convenient. But while online templates and fill-in-the-blank forms may look simple, they often create more problems than they solve. Estate planning is a legal process—with long-term consequences—and even small mistakes can lead to delays, disputes, and added costs for your family.
Here are the most common risks of DIY estate planning in Florida:
1. Documents May Not Meet Florida’s Legal Requirements
Florida has strict rules for wills, trusts, and powers of attorney. Even a minor error—such as using the wrong number of witnesses, incorrect language, or missing notarization—can make your documents invalid.
If a will is found invalid, your estate may be distributed under Florida’s intestacy laws instead of your wishes.
2. Online Templates Don’t Fit Complex Situations
DIY forms cannot address:
Blended families
Minor children
Special needs dependents
Large assets
Business ownership
Out-of-state or international property
These situations require customized planning that generic templates simply can’t provide.
3. Increased Risk of Probate Delays or Disputes
Unclear or improperly drafted documents often lead to family disagreements, legal challenges, or prolonged probate. What was meant to “save money” can end up costing your family far more in attorney’s fees and court costs.
4. No Legal Guidance
DIY tools don’t explain how Florida law applies to your specific situation. For example:
How will your homestead be treated?
Who should manage your trust?
How do you protect minor children’s inheritance?
Without legal advice, it’s easy to overlook key decisions.
5. Missing Documents or Incomplete Planning
Many people who use DIY kits create a will but skip other crucial documents, such as:
Durable Power of Attorney
Health Care Surrogate Designation
Living Will
HIPAA Release
Failing to plan for incapacity can leave your family needing guardianship—an expensive and time-consuming court process.
6. No Ongoing Updates
Life changes fast—marriage, divorce, a new home, children, or new assets. DIY documents rarely get updated, which can make them outdated or misleading at the time they’re needed.
Final Thoughts
DIY estate planning might seem budget-friendly, but the risks are significant. Professional guidance ensures your documents comply with Florida law, reflect your true wishes, and protect the people you care about most.
Working with an estate planning attorney gives you peace of mind—knowing your plan is clear, valid, and ready to support your family when they need it.
For more information, contact our office at Askew & Associates, P.A. by calling 954-546-2699.
Disclaimer: this blog post is not intended to be legal advice. We highly recommend speaking to an attorney if you have any legal concerns.