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Do I need an Escrow Service to Buy a Home?

Loune-Djenia Askew, Esq.

Dec 21, 2023

Real estate transactions are crucial for any of the parties involved, whether the buyer is going to live on the property, operate a business from it or further develop it. Having an escrow service is a necessary tool during the process of buying a home in Florida.

Real estate transactions are crucial for any of the parties involved, whether the buyer is going to live on the property, operate a business from it or further develop it. Having an escrow service is a necessary tool during the process of buying a home in Florida. 


Title and Escrow 


A Title is a legal document that contains all the property’s essentials, including the characteristics of the property and who has ownership rights of it. The term “ escrow” refers to a proceeding in which a neutral party holds the interested parties funds during a real estate transaction. 


Title Company vs. Escrow Company


The role of a tile company is to ensure the title of the property is legitimate. Once  a property is considered legitimate, a title company will issue title insurance to protect the parties involved in the transaction, the buyer and any lender(s) involved. 

An escrow company is a neutral third-party that will hold the money during the transaction, as well as all the essential documents associated with its closing. 


Why do I need a Title and Escrow Service? 


Buying or selling a property is a process involving plenty of time-demanding tasks. Problems with the title can limit your use and enjoyment of the property, as well as financial loss. The combined efforts of a title and escrow company offers maximum protection against any dangers in the process of closing a home. 



For more information, contact our office at Askew & Associates, P.A. by calling 954-546-2699.


Disclaimer: this blog post is not intended to be legal advice. We highly recommend speaking to an attorney if you have any legal concerns.


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