5 Common Misconceptions About Car Accidents

Being involved in a car accident is never easy. Whether it’s a minor fender bender or a serious crash resulting in injuries, the experience can be overwhelming. Beyond the physical and emotional stress, victims often face unexpected financial burdens — from car repairs to medical bills — especially if they don’t take the right steps immediately after the accident.

Understanding your rights and knowing what to do after a car accident can make a major difference in your ability to recover fair compensation. Unfortunately, many drivers fall victim to common misconceptions that can hurt their claims. Below are five of the most frequent misunderstandings — and the truth behind them.

Misconception #1: You don’t need to call the police if no one was injured.

Even if the accident seems minor, it’s important to contact the police. A formal police report provides an objective record of what happened and documents key details that can be critical later. This report helps preserve evidence that your attorney may use if you pursue a claim or lawsuit.

While the police don’t decide who’s at fault, they can issue citations that support your version of events. Having that report on file strengthens your case and prevents disputes about what occurred.

Misconception #2: My insurance company will handle everything fairly.

Insurance companies may appear helpful after an accident, but their goal is to minimize payouts. Adjusters often offer quick settlements that don’t reflect the full value of your losses — overlooking future medical treatment, lost wages, and pain and suffering.

Without legal representation, it’s easy to accept less than what you deserve. That’s why consulting an experienced car accident attorney is so important. Your lawyer will negotiate with insurers on your behalf and fight for the compensation you’re entitled to.

Misconception #3: I have to give a statement to the insurance company right away.

After an accident, insurance adjusters usually call quickly, asking you to give a recorded statement. However, at this stage, you might not fully understand the extent of your injuries or damage to your car.

Providing a statement too early could hurt your claim, especially if you unintentionally say something that can be used against you later. It’s best to direct all communication to your attorney, who can ensure your rights are protected throughout the claims process.

Misconception #4: If my injuries or car damage are minor, I can’t get compensation.

Even minor crashes can result in injuries or vehicle damage that aren’t immediately obvious. After an accident, adrenaline can mask pain, and it might take days before symptoms appear. Similarly, what looks like a small dent on your car could hide costly internal damage.

Always seek medical attention after an accident and consult with a personal injury attorney. You may still be entitled to compensation for medical treatment, repairs, and other related expenses.

Misconception #5: Any personal injury attorney can handle my case.

Not all personal injury lawyers have the same experience. Car accident cases involve unique laws, insurance tactics, and types of evidence that require specific expertise. Choosing an attorney who regularly handles auto accident claims can make a significant difference in your outcome.

Take the time to research and hire a lawyer with proven experience in car accident cases. The right legal representation can ensure your claim is handled properly and that you receive the full compensation you deserve.

Protect Your Rights After a Car Accident

Misunderstandings about car accidents can cost you time, money, and peace of mind. Knowing the facts and having the right legal guidance helps you make informed decisions and recover fairly. If you’ve been involved in an accident, speak with an experienced personal injury attorney who can protect your rights and guide you every step of the way.

For more information, contact our office at Askew & Associates, P.A. by calling 954-546-2699.

Disclaimer: this blog post is not intended to be legal advice. We highly recommend speaking to an attorney if you have any legal concerns.