If you are injured in a car accident in Florida, you may be able to use your Personal Injury Protection (PIP) insurance to help pay for medical treatment. Florida’s PIP law, found in Section 627.736(1)(a) of the Florida Statutes, outlines the types of medical services that may be covered after an accident.

PIP coverage can help pay for reasonable and necessary medical expenses related to injuries from a covered motor vehicle accident. Covered services may include both initial treatment and follow-up care.

Medical Services Covered by PIP

Depending on your injuries and treatment needs, PIP may cover services such as:

• Prescribed medication – Medications prescribed as part of your accident-related treatment.

• Hospitalization – Hospital care and treatment related to injuries from the accident.

• Radiography – X-rays and other radiographic services used to diagnose injuries.

• Laboratory services – Medical tests and laboratory work needed as part of your treatment.

• Dental treatment – Dental care related to injuries sustained in the accident.

• Ambulatory treatment – Treatment provided without requiring an overnight hospital stay.

• Rehabilitation treatment – Services designed to help you recover and regain function after an injury.

• Chiropractic treatment – Chiropractic care related to accident-related injuries, when medically necessary.

  
  

Understanding Your PIP Benefits

Florida PIP insurance can provide important financial protection following a car accident. However, coverage is subject to the requirements, limits, deductibles, and other conditions established by Florida law and your insurance policy.

If you have been injured in a car accident, keeping records of your medical treatment, prescriptions, and related expenses can help when making a PIP claim.

If you are unsure whether a particular medical service may be covered by your PIP insurance, speaking with a Florida personal injury attorney can help you understand your rights and available options.

For more information, contact our office at Askew & Associates, P.A. by calling 954-546-2699.

Disclaimer: this blog post is not intended to be legal advice. We highly recommend speaking to an attorney if you have any legal concerns.